November 2023 Free Cash Earnings Report £62 Free Money

Bank Rewards: £18

  • Santander Lite Bank Account: £4
  • Halifax Reward Account 1: £5
  • Barclays Blue Rewards: £3
  • RBS My Rewards: £3
  • Natwest My Rewards: £3

Interest on Savings: £25

  • Barclays Rainy Day Savings Account: £9
  • RBS Regular Saver: £8
  • Natwest Regular Saver: £8

Decluttering Sales: £19

  • Lamp shade: £3
  • Pair of lamp bases: £16

Free Money Income StreamContribution% Weight
Bank Rewards£1829%
Interest on Savings£2540%
Decluttering Sales£1930%

November 2023 Total: £62

£63 bellow £125 monthly target

MonthFree Money Earnings+/- Monthly Target (£125)Accumulativeto Year End Objective (£1,500)
January £124-£1£124£1,376

2023 Free Money Earnings: £1,872

£372 over £1,500 Annual Target

Only £62 Free Money in November 2023 ending half way from my £125 average monthly target. Since my main objective has been met, I am winding down now and looking ahead at the 2024 calendar. I have made £1,872 since January without almost lifting a finger. I am not trying to show off but that is the honest truth. I am also looking at seven and a half grand in the Free Money Fund. This sum starts to get interesting.

Bank rewards. £18 seems to be the actual tail off figure after the Halifax hiccup. I am now at £251 in the tally and that means that my £250 objective has been reached. Tick in the box.

Interest on Savings. All my saving have been depleted at the time of writing these lines. I have been saving towards a number of goals which came to fruition at the very end of 2023. The end result is that it will put a temporary stop on interest payments. With the new year, I will establish a new set of personal saving goals and money from interest will resume at a smaller scale. Nevertheless, money still came in November to the tune of £25 bringing the total to £260 or £60 over the £200 annual objective. I am hoping to be able to do it all over again in 2024.

Decluttering Sales. I sold a couple of items in November. A lamp shade for £7 and a pair of lamp bases for £18. They left a £19 profit. Not much but better than nothing. £180 from sales against an objective of £500. Utter and complete desolation.

I am not planning on changing tack now and will continue to do nothing in December. Whatever free money coming in will be welcome but I am definitely not stressing myself about it. I know I will be a few pounds short from two grand. Still good enough for me.

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