C4N Free Money Resources – Free Cash from Credit Cards 0% Spending

Collect Free Money from 0% Spending Credit Cards

Last Updated on February 18, 2021 by cash4nothing

Credit Cards companies offer 0% interest on purchases for an introductory period. Practically speaking, this is equivalent to a free loan. You can make free money by earning interest on the cash that credit cards lend you at 0%. This is known as stoozing.

The logic is that instead of using savings for purchases, you can use the 0% spend card to pay for them, and allocate savings to collect interests for the duration of the offer. At the end of the promotional period, you can pay the outstanding balance in full with your savings (you keep the interest accrued) or transfer the balance to a 0% Balance Transfer Credit Card.

Please check for updates as this list will be updated periodically.

C4N 0% Spending Credit Cards Picks



Barclaycard 18 Month 0% Spending Credit Card
Up to 18 Months at 0%

Click here to apply for a Barclaycard 0% Spending Credit Card



Tesco 15 Month 0% Spending Credit Card
Up to 15 Months at 0%

Click here to apply for a Tesco 0% Spending Credit Card


Virgin Money20 Months at 0%

Visit website to apply for a Virgin Money Credit Card


Sainsbury’s BankUp to 20 Months at 0%
Up to £37.50 in Nectar Points Rewards750 Nectar points for each £35+ spend at Sainsbury’s (excluding fuel) in the first two months (max 7,500 points).

Visit website to apply for a Sainsbury’s Credit Card


TSBUp to 20 Months at 0%

Visit website to apply for a TSB Credit Card


MBNAUp to 20 Months at 0%

Visit website to apply for an MBNA Credit Card


Marks & Spencer Credit Card18 Months at 0%
£25 cashback + £5 in M&S PointsSpend minimum of £100 in the first 90 days.

Visit website to apply for an M&S Credit Card


HSBCUp to 18 Months at 0%

Visit website to apply for an HSBC Credit Card