---

Stoozing Fund Value: £4,630 (+£570 ; +12.3%)

---

Free Money from Credit Cards. What is Stoozing?

Stoozing is a technique by which we will be using a 0% Credit Card Balance Transfer offer to make Free Money. The money transferred from the card will be deposited in a high interest savings account generating profits.

Use our Stoozing Profits Calculator to assess 0% interest balance transfer credit card offers.

---

What is the Stoozing Fund?

I have a number of credits cards I simultaneously use to make Free Money via Stoozing. The Stoozing Fund is the difference between total moneys in savings accounts and total credit card debt. The difference between total interests accrued and balance transfer fees is the Net profit.

---

---

Stoozing Fund Cash Flows

On a monthly basis, interests are paid into savings accounts increasing the fund value and credit cards are repaid decreasing total debt. Moneys kept in the Cash Reserves Pot are used to service credit card repayments.

---

Credit Card 1 – RBS

Expected Profit: £164 ; Return on Investment (ROI): 31%

£2,500 ; 3.49% Balance Transfer Fee ; 1% Monthly Repayment

23 Months (March 2024 to February 2026)

See Stoozing 2.0

---

Credit Card 2 – Virgin

Expected Profit: £469 ; Return on Investment (ROI): 21%

£5,000 ; 3.45% Balance Transfer Fee ; 2% Monthly Repayment

29 Months (December 2024 to June 2027)

See Stoozing 3.0

---

Credit Card 3 – MBNA

Expected Profit: £544 ; Return on Investment (ROI): 17%

£5,500 ; 2.99% Balance Transfer Fee ; 2.5% Monthly Repayment

32 Months (December 2025 to July 2028)

See Stoozing 4.0

---

Credit Card 4 – Barclaycard

Expected Profit: £253 ; Return on Investment (ROI): 29%

£4,075 ; 2.90% Balance Transfer Fee ; 1% Monthly Repayment

24 Months (December 2025 to January 2028)

See Stoozing 5.0

---

Credit Card 5 – Natwest

Expected Profit: £269 ; Return on Investment (ROI): 26%

£5,145 ; 2.90% Balance Transfer Fee ; 1% Monthly Repayment

22 Months (July 2026 to April 2028)

See Stoozing 6.0

---