Free Cash Fund Value: £9,790 (+£885 ; +9.9%)
Investment Allocation Amount Deployed Current Value Diff % Diff IFISA £865 £1,382 +£517 +59.8% Cash ISA (60% of earnings) £4,630 £4,824 +£194 +4.2% S&S ISA (30% of earnings) £3,005 £3,202 +£197 +6.6% Cash Reserves (10% earnings) £890 £249 -£641 Not Deployed £5 £5 Stoozing Fund £2,500 £2,564 +£64 +2.6% Total £11,895 £12,226 £331 Liabilities (Credit Card Balance Transfer Repayments) -£490-£2,500 -£2,436 +£480 Net Value £8,905 £9,790 +£885 +9.9%
Investment Portfolio Value Moneybox Cash ISA £4,824 CrowdProperty IFISA £1,382 Foresters Stocks & Shares ISA £2,044 Moneybox Stocks & Shares ISA £502 Scottish Friendly Stocks & Shares ISA £85 Shepherds Friendly Stocks & Shares ISA £571 Cash Reserves £249 Not Deployed £5 Stoozing Fund +£128 Fund Value £9,790
Free Money Investment Allocation
60% Cash ISA ; 30% Stocks & Shares ISA ; 10% Cash Reserves
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Monthly Free Money Earnings Deployment
Capital not deployed from previous month £73 Monthly Free Money Earnings £532 Total Capital available for deployment £605 Investment Allocation £360 Cash ISA ; 180£ S&S ISA ; £60 Cash Reserves ;£5 Not Deployed
Investment Allocation Flows Previous Month Current Month Diff Source IFISA £865 £865 -£ n/a Cash ISA (60%) £4,270 £4,630 +£360 +£360 Earnings S&S ISA (30%) £2,825 £3,005 +£180 +£180 Earnings Cash Reserves (10%) £830 £890 +£60 +£60 Earnings Not Deployed £73 £5 n/a n/a
Stoozing Fund
Month Liabilities Repayment (1%) Investment Value Net Value Net Profit March 2024 £2,587 -£ £2,500 -£87.3 -£87.3 April 2024 £2,561 £25.9 £2,511 -£50.4 -£76.3 May 2024 £2,536 £25.6 £2,521 -£14.9 -£66.3 June 2024 £2,510 £25.4 £2,532 £21.9 -£54.9 July 2024 £2,485 £25.1 £2,542 £56.7 -£45.2 August 2024 £2,460 £24.9 £2,553 £92.4 -£34.4 September 2024 £2,435 £24.6 £2,564 £128.2 -£23.2
See Stoozing Guide How to Make Free Money from Credit Cards
Cash Reserves Pot Flows
Month Previous Monthly Earnings Repayments Pot Value April 2024 £270 +£30 -£25.9 £274.1 May 2024 £274.1 +£20 -£25.6 £268.5 June 2024 £268.5 +£10 -£25.4 £253.2 July 2024 £253.2 +£10 -£25.1 £238.1 August 2024 £238.1 £ -£24.9 £213.1 September 2024 £213.1 +£60 -£24.6 £248.6
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