July 2025 Free Money Earnings Report £394
Free Money Earnings: £292
Free Cash Fund Gains: £65
Stoozing Fund Profits: £38
July 2025 Free Money Earnings
Bank Rewards: £26
- Santander Lite Bank Account: £10
- Halifax 1 Reward Account: £5
- Halifax 2 Reward Account: £5
- RBS My Rewards: £3
- Natwest My Rewards: £3
Decluttering Sales: £4
- 2x Car magazine: £4
Interest on Savings: £25
- Personal savings accounts: £25
Cashback: £186
- AMEX credit card Cashback: £116
- TopCashback Broadband Switch: £70
Freebies: £50
- Scottish Friendly Voucher: £50
| Month | Free Money Earnings | +/- Monthly Target (£125) | Accumulative | to Year End Objective (£1,500) |
| January | £243 | +£118 | £243 | £1,257 |
| February | £110 | -£15 | £353 | £1,147 |
| March | £121 | -£4 | £474 | £1,026 |
| April | £115 | -£10 | £589 | £911 |
| May | £150 | +£25 | £739 | £761 |
| June | £138 | +£13 | £877 | £623 |
| July | £292 | +£167 | £1,169 | £332 |
Nearly £400 Free Money from all combined sources in July 2025. A complete surprise since July and August are traditionally slow months where hardly ever anything exciting happens due to me taking a break. Well, not this time for a change. I made £292 from Free Money Streams, £65 from Free Cash Fund gains and £38 from the Stoozing Fund. Single best month by a mile this year and I am a happy camper.
Bank Rewards. I am at new highs due to additional bills due in July. More money paid off means more cashback from direct debits and that is £5 over and above a £21 expectation. £26 is good enough for me.
Interest on Savings. £5,000 saved yielded £25 from interest payments. As stated a number of times, this money will be transferred in November to the Stoozing Fund. Until then, I will reap all interests and will keep them into this pot.
Cashback. £196 cashback payout. Unreal. A massive £116 from spending using my AMEX credit card and £73 from casual transactions matured in my TopCashback account. I have accrued £500 cashback against a £400 objective for 2025. Yet another year smashing it. I collected £70 as a result of switching broadband providers. I will write a separate post for this one line item only.
Decluttering sales. Just a mere £4 from two car magazine sales. Not terribly thrilled but a profit is a profit though. Let’s swiftly move on.
Freebies. A letter arrived on the post from Scottish Friendly. I assumed it was a statement from one of my ISA accounts but I could not have been more wrong. To my delight, I was awarded a £50 voucher just because of me being a loyal customer. What a lovely surprise and how nice of them! Unexpected as it is, it falls under the category of freebies and will try my best to exchange it for hard cash. In practical terms, it means that I have reached my objective of £100 for 2025. Another one bites the dust.
So there you have it: £1,169 Free Money, a profit of £140 from the Stoozing Fund and £263 from Free Cash Fund gains. That is £1,572 out of thin air. It is a fantastic feeling to me and I am enjoying every single minute of it. The Free Cash Fund is valued a £12,119. With five months to go, I will be aiming at surpassing the £13k figure. It is realistically possible. Bear with me.
