April 2025 Free Money Earnings

£115 Free Money in April 2024. Third month on the through below £125 monthly target although moving average holds at £147 thanks to the +£118 of January. The Free Cash Fund increased in value by £7 as Cash ISA gains offset S&S ISA loses and my IFISA account delivered £7 in profits. The Stoozing Fund generated a profit of £39 bringing Net Profits into positive territory for the first time ever at £28. The aggregated figure for the month was £161 with £115 of it as pure passive income.

Bank Rewards. No change from last month. I collected £21 from my nominated accounts with zero effort.

Interest on Savings. I have opened a new Cash ISA account to maximise interest on my personal savings until the time is right to use them as part of the Stoozing Fund. I have £4,000 saved and I will need £1,000 more by November to cancel off a £5,000 debt that I intend to balance transfer. I have seven months ahead of me to keep collecting interest payments. April added £11 into this pot making a total of £33.

Cashback. £37 from spending using my AMEX credit card. Since I will be spending regardless, I am collecting some money from it. Passive income in my book.

Decluttering Sales. £46 from flogging four unwanted items away. Small contribution from a video game, a pair of toddlers shoes and a car magazine. A big filing cabinet finally sold for £50 leaving a profit of £38 behind after delivery cost. It was literally in the middle of the way and I was really happy to let it go. £262 made from clutter so far. Another £238 to go (see The £500 Decluttering Challenge for 2025).

Unremarkable month chipping away at all targets. I am a bit concerned that I am still waiting for the right Bank Switch offer to come by. On the other hand, numbers show that in the first four months of 2025 I have made £589 free money, £151 from the Stoozing Fund and £46 from the Free Cash Fund. Nearly £800 as a result of doing next to nothing. I hate hard work.