Bank Rewards: £25

• Santander Lite Bank Account: £6
• Halifax Reward Account 1: £5
• Halifax Reward Account 2: £5
• Barclays Blue Rewards: £3
• RBS My Rewards: £3
• Natwest My Rewards: £3

Interest on Savings: £23

• Barclays Rainy Day Savings Account: £17
• RBS Regular Saver: £3
• Natwest Regular Saver: £3

Decluttering Sales: £21

• Kids glasses: £8
• Tennis Racket: £13

Cashback: £142

• Car Insurance: £45
• S&S ISA claim: £80
• Car servicing: £5
• Courier Services: £1
• Others: £10

Free Money Income Stream	Contribution	% Weight
Bank Rewards	£25	12%
Interest on Savings	£23	11%
Decluttering Sales	£21	11%
Cashback	£142	66%
Total	£211	100%

May 2023 Total: £211

£86 over £125 monthly target

---

Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£124	-£1	£124	£1,376
February	£42	-£83	£166	£1,334
March	£146	+£21	£312	£1,188
April	£464	+£339	£776	£724
May	£211	+£86	£987	£513

2023 Free Money Earnings: £987

£513 to £1,500 Annual Target

May 2023 brought in £211 pounds in Free Money, £86 pounds above £125 monthly target and £987 pounds up to this point since January. For some unknown reason, 2023 seems to be the cashback year. I collected another £142 pounds making a total of £524 so far. No only that, but there are £450 worth of tracked transactions in my TopCashback account. Assuming nothing goes wrong with them, I will be crossing the £1,000 mark at the end of the calendar year.

Banks rewards. Plain sailing. This time, bank perks accrual reached £25 pounds. A pound over expectation. Nice.

Interest on Savings. I am saving in different pots money to be deployed at the relevant time in the year. For as long as it is kept, it will generate interest payments. As a Free Money stream, I gathered £23 pounds for the month. Close to £50 a month in passive income. I am enjoying this ride.

Decluttering sales. Two items sold in May. A pair of glasses and a used tennis racket. I am aware that I am falling behind as it is only £118 collected against a £500 annual objective, but on the other hand, market forces are not on my side as my stuff for sale does not seem to shift. Not a lot I can do other than to keep listing and remain patient.

Cashback. A generous pay-out of £142 pounds. As it is traditionally the case, I get cashback from switching my car insurance at this time of the year. I am fishing for the best deal in order save myself a chunk of money in the process. As an added benefit, I get cashback on top. On this occasion, I collected £45 pounds from doing so. At the same time, service and MOT are due. Same logic applies, I browse the internet for the best deal and get myself a little bit of cashback on top. Lastly, I was paid £80 as a result of the claim lodged against Scottish Friendly for opening a Stocks & Shares ISA in July 2022. To cut a long story short: I should have received £230 cashback but I only got £100. I claimed. I got £80 paid in addition this month. Still £50 short of their promises. Claim is ongoing. For your interest, this topic is captured in full detail in the post £230 Cashback for opening a Stocks & Shares ISA.

Nearly a Thousand pounds Free Money after the first five months of 2023. I had them better but I am not dissatisfied at all. £500 pounds more and I will be meeting my 2023 objective. I need to check my indicators to understand my actual performance though. June breaks the calendar in half and it will be the right time for a review. Until then, let me enjoy the scenery.