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February 2025 Free Money Earnings

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Month	Free Money Earnings	+/- Monthly Target (£125)	Accumulative	to Year End Objective (£1,500)
January	£243	+£118	£243	£1,257
February	£110	-£15	£353	£1,147

Not a bad month but not a particularly outstanding one either. February 2025 brought in £110 Free Money alongside a £9 gain delivered by the Free Cash Fund and a £35 profit from the Stoozing Fund. £154 in total and more than 80% of it can be classed as passive income.

Bank Rewards. A drop to £19 this time round since my Santander account only provided with £3 pounds as a result of me having a well deserved council tax break. I am happy to trade those two off for a couple of months during the year. Surely my local council will make up for it in no time at all I am afraid.

Interest on Savings. I stretched myself and I now have £2,000 pounds in personal savings. That amount should do in order to deliver a £7-£10 monthly return from interest payments. Remember that the goal is £100 for the whole of 2025. From this moment on, it should be a matter of watching it grow for the remainder of the year. Easy enough for me.

Cashback. I am spending with my AMEX credit card and collecting cashback from it. The first £25 do not count since they have to offset the card annual fee. Hence January was a non earnings month and February was the official start of the profits season adding £18 pounds into the kitty. I know I can expect around £20 cashback per month from spending with my AMEX credit card only and the numbers tell me that it is actually happening. Just another steady source of Free Money. On a different note, I am doing the odd bit of matched betting here and there (out of pure boredom more than anything really) and collecting cashback whenever available. It was close to the end of the month when TopCashback made a £15 cashback reward available for payment as a result of opening a bookies account back in October 2024. Thanks very much.

Decluttering. I sold two items for a combined profit of £21. A shirt & tie I was not wearing anymore and a satchel bag which came from a promo event if memory serves me well. The £500 Decluttering Challenge counter is at £184 which is ok but I need to find the time to list more clutter to continue this trend.

Freebies. My son introduced me to one of his friends who wanted to sell his old gaming console. He was struggling to do so and I offered my help in exchange of a profit split. The console sold unsurprisingly fast and I took a £30 cut for my services (I actually gave the money to my kid but the process of making free money is what counts here). The friend was elated with his money and I was happy to start chipping away at the freebies target. Everyone is a winner.

It does not seem like a lot but £154 for doing practically nothing is anything but a reason to complain. I am £353 better-off from Free Money Earnings alone in just a couple of months meaning that the gap to £1,500 has been reduced to £1,147. The Free Cash Fund is exactly at £11,000 by now. Perfect round number I am quite content with but more importantly, I am seeing that profits are coming in with minimal input from my end. It’s all part of the Plan.