Free Cash Fund Value: £10,444 (+£996 ; +10.6%)
Investment Portfolio Value Moneybox Cash ISA £5,166 CrowdProperty IFISA £1,394 Foresters Stocks & Shares ISA £2,049 Shepherds Friendly Stocks & Shares ISA £726 Moneybox Stocks & Shares ISA £532 Scottish Friendly Stocks & Shares ISA £82 Cash Reserves £250 Not Deployed £48 Stoozing Fund +£198 Fund Value £10,444
Free Money Investment Allocation
60% Cash ISA ; 30% Stocks & Shares ISA ; 10% Cash Reserves
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Investment Allocation Amount Deployed Current Value Diff % Diff IFISA £865 £1,394 +£529 +61.2% Cash ISA (60% of earnings) £4,930 £5,166 +£236 +4.8% S&S ISA (30% of earnings) £3,155 £3,389 +£234 +7.4% Cash Reserves (10% earnings) £940 £250 -£690 Not Deployed £48 £48 Stoozing Fund £2,500 £2,585 +£85 +3.4% Total £12,438 £12,832 £394 Liabilities (Credit Card Balance Transfer Repayments) -£490-£2,500 -£2,387 +£513 Net Value £9,448 £10,444 +£996 +10.6%
Monthly Free Money Earnings Deployment
Capital not deployed from previous month £16 Monthly Free Money Earnings £132 Total Capital available for deployment £148 Investment Allocation £60 Cash ISA ; £30 S&S ISA ; £10 Cash Reserves ;£48 Not Deployed
Investment Allocation Flows Previous Month Current Month Diff Source IFISA £865 £865 -£ n/a Cash ISA (60%) £4,870 £4,930 +£60 Earnings S&S ISA (30%) £3,125 £3,155 +£30 Earnings Cash Reserves (10%) £930 £940 +£10 Earnings Not Deployed £5 £16 n/a n/a
Stoozing Fund
Month Liabilities Repayment (1%) Investment Value Net Value Net Profit March 2024 £2,587 -£ £2,500 -£87.3 -£87.3 April 2024 £2,561 £25.9 £2,511 -£50.4 -£76.3 May 2024 £2,536 £25.6 £2,521 -£14.9 -£66.3 June 2024 £2,510 £25.4 £2,532 £21.9 -£54.9 July 2024 £2,485 £25.1 £2,542 £56.7 -£45.2 August 2024 £2,460 £24.9 £2,553 £92.4 -£34.4 September 2024 £2,435 £24.6 £2,564 £128.2 -£23.2 October 2024 £2,411 £24.1 £2,574 £162.7 -£13.0 November 2024 £2,387 £23.9 £2,584 £197.3 -£2.6
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Cash Reserves Pot Flows
Month Previous Monthly Earnings Repayments Pot Value April 2024 £270 +£30 -£25.9 £274.1 May 2024 £274.1 +£20 -£25.6 £268.5 June 2024 £268.5 +£10 -£25.4 £253.2 July 2024 £253.2 +£10 -£25.1 £238.1 August 2024 £238.1 £ -£24.9 £213.1 September 2024 £213.1 +£60 -£24.6 £248.6 October 2024 £248.6 +£40 -£24.1 £264.2 November 2024 £264.2 +£10 -£23.9 £250.1
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