Free Cash Fund Value


Free Cash Fund Value: £10,444 (+£996 ; +10.6%)

Investment PortfolioValue
Moneybox Cash ISA£5,166
CrowdProperty IFISA£1,394
Foresters Stocks & Shares ISA£2,049
Shepherds Friendly Stocks & Shares ISA£726
Moneybox Stocks & Shares ISA£532
Scottish Friendly Stocks & Shares ISA£82
Cash Reserves£250
Not Deployed£48
Stoozing Fund+£198
Fund Value£10,444


Free Money Investment Allocation

60% Cash ISA ; 30% Stocks & Shares ISA ; 10% Cash Reserves

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Investment AllocationAmount DeployedCurrent ValueDiff% Diff
IFISA £865 £1,394 +£529+61.2%
Cash ISA (60% of earnings)£4,930£5,166+£236+4.8%
S&S ISA (30% of earnings) £3,155 £3,389 +£234+7.4%
Cash Reserves (10% earnings) £940 £250 -£690
Not Deployed£48£48
Stoozing Fund£2,500 £2,585+£85+3.4%
Total £12,438 £12,832£394
Liabilities (Credit Card Balance Transfer Repayments)-£490-£2,500-£2,387+£513
Net Value£9,448£10,444+£996+10.6%

Monthly Free Money Earnings Deployment

Capital not deployed from previous month£16
Monthly Free Money Earnings£132
Total Capital available for deployment£148
Investment Allocation£60 Cash ISA ; £30 S&S ISA ; £10 Cash Reserves ;
£48 Not Deployed
Investment Allocation FlowsPrevious MonthCurrent MonthDiffSource
IFISA £865 £865 n/a
Cash ISA (60%)£4,870£4,930+£60Earnings
S&S ISA (30%) £3,125 £3,155 +£30Earnings
Cash Reserves (10%) £930 £940 +£10Earnings
Not Deployed£5£16n/an/a

Stoozing Fund

MonthLiabilitiesRepayment (1%)Investment ValueNet ValueNet Profit
March 2024 £2,587£2,500-£87.3-£87.3
April 2024£2,561£25.9£2,511-£50.4-£76.3
May 2024£2,536£25.6£2,521-£14.9-£66.3
June 2024£2,510£25.4£2,532£21.9-£54.9
July 2024£2,485£25.1£2,542£56.7-£45.2
August 2024£2,460£24.9£2,553£92.4-£34.4
September 2024£2,435£24.6£2,564£128.2-£23.2
October 2024£2,411£24.1£2,574£162.7-£13.0
November 2024£2,387£23.9£2,584£197.3-£2.6

See Stoozing Guide How to Make Free Money from Credit Cards


Cash Reserves Pot Flows

MonthPreviousMonthly EarningsRepaymentsPot Value
April 2024£270+£30-£25.9£274.1
May 2024£274.1+£20-£25.6£268.5
June 2024£268.5+£10-£25.4£253.2
July 2024£253.2+£10-£25.1£238.1
August 2024£238.1£-£24.9£213.1
September 2024£213.1+£60-£24.6£248.6
October 2024£248.6+£40-£24.1£264.2
November 2024£264.2+£10-£23.9£250.1

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