May 2025 Free Money Earnings Report £239
Free Money Earnings: £150
Free Cash Fund Gains: £49
Stoozing Fund Profits: £40
May 2025 Free Money Earnings
Bank Rewards: £21
- Santander Lite Bank Account: £5
- Halifax 1 Reward Account: £5
- Halifax 2 Reward Account: £5
- RBS My Rewards: £3
- Natwest My Rewards: £3
Decluttering Sales: £38
- Mens Running Shoes: £17
- Womens Top Short Sleeve: £17
- Car magazine: £4
Interest on Savings: £10
- Personal savings accounts: £10
Cashback: £81
- AMEX credit card Cashback: £50
- Plum Cash ISA: £20
- Casual purchases: £16
- TopCashback annual fee: -£5
| Month | Free Money Earnings | +/- Monthly Target (£125) | Accumulative | to Year End Objective (£1,500) |
| January | £243 | +£118 | £243 | £1,257 |
| February | £110 | -£15 | £353 | £1,147 |
| March | £121 | -£4 | £474 | £1,026 |
| April | £115 | -£10 | £589 | £911 |
| May | £150 | +£25 | £739 | £761 |
£150 Free Money in May 2024, this time £25 above monthly £125 target for a change. Average for 5 months is also tailing off towards the £150 figure which is nice. I am keeping my nose ahead in all fronts as I have nearly accomplished half of my goal for 2025 having bagged £739 already. The Free Cash Fund gained £49 after all my S&S ISA accounts bounced back from the previous months nosedive. In addition, The Stoozing Fund produced a steady profit of £40 (and by the way, my friends, this will be the case from now on). All combined, I am looking at £239 of pure, effortless profit.
Bank Rewards. All things being equal, £21 are a given from my standing order loop and direct debits cashback. Yet another month matching that figure.
Interest on Savings. I am looking at £5,000 of personal savings earning interest every month for me. I am a very happy camper indeed based on the fact that first: a debt has been offset, and second: this money will be added to the Stoozing Fund in November. For the time being, is sitting on a Cash ISA and as a result, I will be expecting to collect £20 to £25 per month from interest payments only.
Cashback. Cashback earnings have been carrying the weight of my passive income as of late. May has brought £81 in profits broken down as £50 from my AMEX credit card and £31 from my TopCashback account (£36 minus the £5 annual fee due in May). Two casual purchases paid back £16 and I was also awarded £20 more from me shopping around for a Cash ISA to park my personal savings (more of this on a future post).
Decluttering Sales. £38 from surplus to requirement items sold on eBay. A pair of mens hiking shoes in good shape (£17), a womens top (£17) and the odd car magazine (£4). Starting this year, I am keeping a log of my sales for the record here: The £500 Decluttering Challenge for 2025. Please feel free to browse and be amazed. I have made £300 since January. Can I make another £200 with 7 months to go? I am confident I can do so.
I am quickly coming to the realisation that 80% to 90% of my Free Money Earnings are pure passive income. Just think about it: interest payments, bank perks, cashback, Free Cash Fund gains and Stoozing profits do not require any active participation on my side. This is not an accident but is rather happening by design. Nothing clever really, just a pool of simple concepts assembled together towards meeting an end. £11,530 sitting in a basket of Cash ISAs are my solid proof. The only way is up.
